How to Recover and Bounce Back After a Job Loss

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Unemployment can be a stressful, scary situation for anyone. Since the beginning of the COVID-19 pandemic, many more people have found themselves out of work as a result of economic uncertainty. A Pew Research study found that a quarter of adults under the age of 30 have had to seek unemployment benefits since the pandemic began. That’s a significant number of the population.

The effects of furlough or being fired entirely can be personally devastating. There is of course the strain on your finances, and your ability to keep yourself and your family comfortable. However, it also tends to be a mentally and emotionally challenging situation, too. Between the stress of the job search, the hit to your self-esteem, and the sense of isolation, is it any wonder that you might be struggling to push through this period? 

We’re going to review some of the areas you can focus on to make a difference to your personal and professional outlook after a job loss. What can you focus on? What techniques and tools can help you to adapt to a changing and uncertain climate?

Seek Support

Do not try to go through this period of hardship alone. It is certainly easy to get yourself into the frame of mind where you don’t want to be a burden on anyone else or cause any undue worry. Pride also plays a role. So you might wind up trying to go it alone. Unfortunately, all this does is put additional pressure on you, which you’ll likely internalize, and can wind up feeling isolated. One of the best ways you can help yourself, your loved ones, and your career prospects at this time is to reach out for support. 

This doesn’t just mean financial support, either. Your mental health needs to remain intact, so asking friends to regularly talk to you — particularly about subjects outside of your job search — can be a source of comfort and release. You will also need space to consider your position and undertake focused job searches. Therefore, seeking alternative childcare for just a few hours a week can help to provide you with this room. However, it’s important to bear in mind that COVID-19 still presents a risk to your children and other people, so where possible, your spouse or a close relative to take them to an open area to minimize potential exposure for everyone involved.  

Support can also come from your former colleagues and employers. It will often be the case that your boss had no choice but to let you go, and still understands the full value of your skills. It’s generally not considered relevant to include references on your resume or initial application — they take up real estate you could be using for your skills. Still, it’s important to gather these early so that you are prepared. Contact your former employer or any senior figure that you worked with, and either ask permission to provide their contact details if requested, or obtain letters of recommendation. Taking this time to reach out may also raise opportunities in the industry that former colleagues may be aware of.

Make a Plan

That feeling of powerlessness following being made unemployed can cause you to spiral into inactivity. You weren’t able to prevent yourself from being let go, and the world around you can seem to be crumbling, so it can be a struggle to find the motivation to keep moving. Making a forward plan of action is one of the most effective tools you can produce to prevent becoming stuck in this way.

Firstly, make a list of all the most immediate priorities. Get a good understanding of your financial situation — what are your outgoings, and what can you cut back on. If you’re unemployed for months, will you have to make adjustments to how you contribute to your retirement plan or your 401K? Do you need to start an Individual Retirement Account (IRA) to minimize the potential negative impact on your future finances? What current loans and credit lines are you able to arrange lower repayments on for the time being?

It can also be helpful to formalize your process and schedule for your job search. This can be hard on those days when you feel as though you’re drifting — it’s a framework for you to follow. Make your plan the night before, as people tend to find this leads to them being more productive the next day. Create blocks for activities; list where you’re going to be directing your search, how you intend to network online, what periods are dedicated to reviewing or rewriting your resume if needed. Remember to schedule breaks and time away from the job search, too, as this will help you to avoid burning out

Consider Your Skills

If you enjoy the area of work that you’ve previously built skills in, it can be a smart move to look at where the needs in your industry lie. Accountancy, as an example, is not just strictly populated by traditional accountants — there is a demand for accounting adjacent roles that use the same skills. Financial analysts and auditors are all appropriate for those with an accountancy background, with room to grow toward leadership roles with further education. Therefore, it’s worth exploring what demand there is not just for your prior role, but for the skills that you have gained within it.  

Becoming unemployed can also be good motivation to explore other career areas that you may be interested in. If you’re able to undertake new training while protecting your current finances through the hard times, this time in history is a particularly good time to do so. You are not limited to attending traditional universities. Distance learning and remote e-learning courses are both prevalent and increasingly recognized by employers. Not to mention that there are many free tutorials on YouTube that can launch careers in sectors that encourage those who are self-taught — such as coding, web design, and the arts.

Conclusion 

Becoming unemployed can be a major setback; financially, professionally, and emotionally. However, you should be reassured that the situation is not entirely outside of your control. By focusing on gaining the right support, planning your activities, and building your skills you can achieve a successful and enriching comeback.

Exploring The Concept Of Consumer Confusion In Home Health Care

 

The concept of consumer confusion in the healthcare industry is worth understanding because it will help in both development and validation of the care process as well as help the home care agencies to improve the quality of life and the care process as well.

Over the years there has been a significant rise in the demand of home health care but with that there has also been a change in the concept of other different aspects such as:

  • Patient autonomy
  • Consumer sovereignty
  • Information provision and
  • All the essentials to decrease data asymmetries.

This means there will be no miscommunications between the patients and the healthcare service providers. However, care must be taken for greater availability of such third-party information sources because this can lead to customer confusion and negative side effects.

By nature, the patients can be confused regarding the type of care services to be provided as well as the cost of it. Therefore, it becomes the responsibility of the home care agencies to provide quality information to the patients to eliminate the chances of any confusion among the patients.

Consequences of a confused patient

According to the research conducted among a few competing health care providers it is found that such conflicting information causes a lot of patient confusion. This in turn affects the behavioral intention of the patients to choose a health care provider.

  • The present study confirms the model of patient confusion with reference to the context of hospital choice.
  • It also reveals the perceived overload of information and its similarity as well as its ambiguity which in turn affects the cognitive mechanisms of patient confusion.

When a patient is confused, they typically have an inclination to narrow down their choices as well as their available set of possible decision alternatives.

Finally, the customers should make an empirical analysis that will help them to know about the effective and cognitive elements that ideally leads to patient confusion. They will be able to mediate the perceived information overload, similarity, and vagueness of information regarding Home care jobs.

Care delivery at home

When it comes to delivering health care in the home it is quite different from a hospital or nursing home health care setting or any other institutional environment where nurses and home care aides work.

  • The home health care nurses work alone
  • They work depending on the support resources that are available from their central office and
  • They work on the basis of a nurse-physician relationship.

It also involves direct physician contact and in most of the cases it is found that it is the physicians who rely on the nurses to a greater degree for making proper assessments and analysis of the finding and also communicating it with the other team members.

  • The home health care nurses usually spend a significant part of their time on paperwork as compared to the nurses working in a hospital or a nursing home. They in fact spend a lot of time with the reimbursement issues.
  • There are also a few specific and distinctive characteristics that make the nurses working in a home health care environment much different for the other nurses working in different other settings. One of it is the safety, security and quality of outcomes.

In fact, there is a very high degree of patient autonomy found in a home setting that includes limited oversight as well as experience of the informal caregivers as compared to the professional home care givers of the clinicians. All these are situational and are variable according to the unique situations in each home.

Reasons consumers err

Now, with all these benefits and variances provided by a home heath care giver or a nurse, the natural question that may come to your mind is why exactly consumers make a mistake in choosing the right care plan.

Well, the first obvious reason seems to be the open enrollment plan that is provided by almost every kind of health insurance companies.

  • There are millions of people who use Medicare plans.
  • There are others who choose any other type of health insurance that is sponsored by the employer.

In addition to that, there are also a significant number of people who choose a specific health plan from the Affordable Care Act or ACA marketplaces.

Quite naturally, the consumers encounter with a large variety of options. According to research, it is revealed that it is due to this large variety of option that is available to the consumers that creates a confusion and in most of the times compels them to make a mistake in making the final choice. Invariably, more often than not they end up paying more than that need to pay for a particular health plan.

Type of confusions created

There are people who select plans that come with deductibles that are too low. Well, you may think that this is a fine choice but in most of the cases when you choose a plan that has lower deductible will have higher premium. That means when you save on deductibles while receiving the claims, you pay a large sum of money while you continue to pay the premiums.

Such type of mistakes made is typically seen when bulk insurance is sold to the employees of a firm. They hardly have the knowledge and skill to distinguish between the 26 plans they are offered and all seems to be identical to them. This forces them to bad deals which in most of the times is influenced by the choice of the colleagues.

People have a variety of reasons to make mistakes like this.

  • Some do not understand the basic concepts of health insurance
  • Some cannot identify the basic cost-sharing features and
  • Some are highly predictive of overpaying for a lower deductible.

Therefore, there is no doubt that the consumers face a lot of confusing situation when it comes to choosing a health insurance plan as well as a health care provider. Add to that, the different programs offered by the Medicare Advantage confuse the consumers even more. This is why a proper research is essential before making any such choice.

Restaurant Allows Guests To Pay It Forward – In A Unique Way

I think this is such an awesome idea. I would have no problem donating like this. It could be as simple a a pay-it-forward change jar where guests could dump some money in that the restaurant could use to feed those who are in need. Some restaurants don’t allow you to buy food for those in need and some have actually denied service to any caught doing so an escorted off the premises. Our world can be heartless sometimes. If opportunities like this were given I think more people would be encouraged to help. What opportunities would you be willing to help like this? Have you seen something equally cool to help those in need you can share?

7 Steps To Take Before Your First Renovation

 

House renovation is a great way to get a ‘new house’ without moving to a different place. But planning your first renovation can be complicated because there are so many elements to consider. You can’t just focus on what you’d like your home to look like, it’s important to remember about the practicality of such changes. To achieve the best possible results, there are a few simple steps you have to take before any work starts.

Consider the location

Depending on the area you live in certain changes, like house extensions, may not be possible. If you are still looking for a new house, which you’ll want to renovate before moving into, it’s also important to consider the neighbourhood when deciding on a purchase. For people planning on removals to Chelsea, going there and having a look at the other buildings in the area may not be a bad choice. It’ll give you an idea of what to expect.

Set a budget

Calculate how much money you are willing to spend on a renovation. Some changes may just be too expensive and will have to be discarded. Focus on the most pressing matters at first, smaller alterations can be implemented further along the line. You should also count in a contingency of around 20%, which will let you avoid stress in case of any unexpected expenses. Knowing exactly how big your budget is will help you plan the renovation.

Plan the changes

When you think about what your dream house would look like, there are definitely elements that are more important to you than others. But your expectations may not always fit in nicely with the rest of the project. Consider what will work within the space you have. A glass stairs design is great for modern interiors, while wood floors will help in achieving a cosy atmosphere. Figure out what you’d like to change, this way, you’ll be able to ask contractors for exact quotes.

Find contractors

Price should never be the deciding factor when choosing a contractor. The cheapest one will not necessarily be bad, but there’s no guarantee that the most expensive one will be the best as well. Try to find good contractors through the recommendations from people you know. If this doesn’t help, at least try to look for reviews online. Renovations can get messy and time-consuming even at the best of times, and hiring inexperienced contractors will not help the matter in any way.

Get the necessary permits

Some parts of your renovation, especially if you plan on changing the structure of the building, may require planning permissions. You need to apply for those before starting any construction works, so make sure to find out what is necessary in your case. If you’re still unsure whether you need one or not, it’s advisable to check with your local authority. Having a house that is listed or located in a Conservation Area can limit your options, but even if you don’t need any permits, you’ll still need to comply with building regulations.

Check the insurance

You may already have your property insured, but does the insurance cover eventual damages sustained during building work? Will your insurance still be valid even if you move out of the house during the renovation? You need to carefully consider all the aspects to avoid unpleasant surprises later on. It may be a good idea to consult a specialist on the matter. Another important thing to check is whether the contractors working on your renovation are insured. Accidents can happen during construction works, so it’s better to be safe than sorry.

Schedule the renovation

Some parts of your renovation have to be finished before the others can start. It’s especially important in situations when you have hired different contractors to perform different tasks. You’ll need to schedule the works carefully. Make a list of all the changes in the order they have to be completed in. This way you’ll make sure that the whole renovation will go smoothly and you’ll avoid unnecessary damages and additional expenses.

The properly planned renovation will allow you to avoid unpleasant surprises during construction works. If you follow the steps listed above, you’ll get a house that’s, if not perfect, then at least close to your dream one. And after all the building work is done, you’ll be able to focus on the more enjoyable task of decorating your newly acquired space.

Dining Chairs For Sale: An Innovative Way To Refurbish Your Dining Area

From morning breakfast to the gala dinner parties at your place the dining tables and chairs play a key role in instantly sprucing up the feel and ambiance of your party. Hence, you should never compromise on the quality of the dining chairs. Here we will be unfolding the various parameters that you must take into account while you go for the purchase of dining chairs for sale.

A good quality dining chair adds to the dash of elegance to your dining area. You have the option of choosing from rubber wood chairs to a pair of teak wood dining chair to make your dining area look more stylish and appealing.

The online portals have a wide array of dining chairs for sale. These are available at lucrative pricing, thus making it very easy for you to choose the best dining chairs for your kitchen. Well, you can go with the conventional idea of buying a complete set of dining tables and chairs, but if you are one of those who are willing to experiment with the look of the dining area then probably you should invest separately in dining chairs and table. There is a gamut of choices available in the market which give you the leverage of choosing from the variedly designed dining chairs.

The Different Parameters You Should Consider While Buying Dining Chairs

1. Number of chairs

You need to decide how many dining chairs you are looking for. If you have a small dining space, then probably you can switch to two dining chairs or four. But, if you have a large dining space, then probably you should increase the number of counts. This step is important because most of the chairs might become out of stock if they are on sale. So, be an early bird and decide how many chairs you want.

2. Material

This is another factor that you must consider. There are engineered wood chairs, solid wood chairs, metallic ones, foam based and others. Depending on what is the interior of your dining space and the kind of dining table you have, you must choose the dining chairs accordingly. Well, the solid wood dining chairs are the most durable ones, although they may be priced high. But if you get your hands-on dining chairs for sale, then you can get an attractive discount.

3. Price of the chair

Pricing is the deciding factor for many. Since there are a number of online and offline portals selling dining chairs at an attractive price, you can switch to such online platforms. Here you will get a wide array of options available at attractive pricing along with various designs and colours. This will make it easy for you to find the right one. All this will happen in just the click of a button. So, if you are not ready to jump from one shop to another, then you should shift your focus to online shops.

4. Comparative analysis

If you have decided to go for dining chairs for sale, then probably you should start comparing their pricing as well. You never know that you can get your hands on a lucrative deal. This holds especially true in case of online shopping. Amidst all these, you must consider quality as your prime focus.

Concluding points

Dining area is one place where people of the entire family come together to enjoy their meal, so it should be warm, welcoming and comfortable. Good quality dining chairs ensure to give your dining area the touch of elegance and class So, if you too wish to experiment with the look of your dining area, try switching to buying separate dining chairs and consider the above-mentioned points as your key area of consideration.

Short Bio: I am Anna Wrench, a knowledgeable and qualified blogger. Here you can see my skills which give you brief ideas on understanding all the concepts with different themes. I adore writing a blog on many topics, like Home Improvement, Automotive, Business, Health, Lifestyle, Entertainment, Pet, etc.